Yulfasni, Y., & Hamler, H. (2023). CESSIE’S JURIDICAL ANALYSIS IN SETTING HOME OWNERSHIP NON-PERFORMANCE LOANS AS A BANK GUARANTEE VIEWED FROM LEGAL POLITICAL ASPECT. PENA LAW: International Journal of Law, 2(1), 8–16. https://doi.org/10.56107/penalaw.v2i1.91