Anwar, Anwar, and Reni Restriani Utami. “COMPARATIVE ANALYSIS OF ALTMAN, SPRINGATE AND ZMIJEWSKI MODELS IN PREDICTING BANKRUPTCY”. PENANOMICS: International Journal of Economics 1, no. 3 (December 6, 2022): 271–280. Accessed March 10, 2025. https://penajournal.com/index.php/PENANOMICS/article/view/48.